Above Grade Insulation Needs

We've addressed this before...however pictures sometimes are worth 1,000 words. The area at the band joist / above grade block is one of the least efficient areas for heat retention.

The infrared photos attached is a prime example of the glowing heat loss of the home. The best thing that I've recommended is the masonry foam core insulation, 3 courses down (2 courses exposed). This raises the R-value of the block from approximately 2.4 to approximately 8.2. Energy savings at its finest.